Find the Robins Financial Credit Union checking account that’s right for you.
Our Robins Financial Credit Union checking accounts offer a variety of options to meet your specific needs.
Show me the most popular accounts for:
- Adults
- Seniors
- Young Adults
- Youth
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Classic Checking Account
Flexible and Great Value
Open an Account
Excellent value regardless of your balance or how many checks you write.
Advantage Checking Account
More Benefits!
Open an Account
No-strings attached checking account. Plus, this account actually pays you dividends when you maintain an average daily balance of $10,000 or more.*
MyBenefits Checking Account
More Benefits!
Open an Account
Benefits you can count on. MyBenefits Checking makes it easier to protect your finances, save on everyday purchases, and get more out of life.
Must be 18 and older.
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Initial Deposit
$25
$100
$25
-
Minimum Balance
$0
$10,000
$0
-
Monthly Maintenance Fee
Yes
Yes
-
No NSF Fee
Yes
Yes
Yes
-
Overdraft Protection**
Yes
Yes
Yes
-
Digital Banking
Yes
Yes
Yes
-
e-Statements
Yes
Yes
Yes
-
e-Alerts
Yes
Yes
Yes
-
Free Contactless VisaⓇ Debit Card
Yes
See AlsoWelcome | Robins Financial Credit UnionRobins Federal Credit Union - 853 N Houston Rd (Warner Robins, GA)Georgia Auto Loans: New and Used Vehicle FinancingRobins FCU - 502 S Houston Lake Rd (Warner Robins, GA)Yes
Yes
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Up to a $10 per month refund of non-Robins Financial ATM fees***
Yes
Yes
Yes
-
Other Benefits
- Unlimited check writing, debit, credit and deposit transactions
- Descriptive monthly statements
- Turn your card on/off and more with theRobins Financial Cards App
- No NSF Fees
- Unlimited check writing, withdrawals and transfers
- No per-check charges
- No NSF Fees
- Unlimited check writing, debit, credit, and deposit transactions
- Turn your card on/off and more with theRobins Financial Cards App
- IDProtect® 24-hour identity theft monitoring and resolution service1
- Accidental Death & Dismemberment Insurance2
- Cell Phone Protection2
- Debit Advantage®
- Roadside Assistance Service2
- Shopping Rewards™
- Fuel Rewards®3
- Travel and Leisure Discounts
- Health Discount Savings
- Telehealth4
You can open a Robins Financial Credit Union checking account onlineor by making an appointment at any of our branch locations.
You can view our Funds Availability Policy Disclosure here.
Checking Accounts FAQs
Is there a monthly fee?
- Most of our Robins Financial Credit Union checking accounts offer no monthly fees! Our Classic Checking Account, MyStash Checking Account for ages 12-15, MyMoney MyWay Checking Account for ages 16-26, and Legacy Checking Account for ages 55+ are completely fee-free. Our only checking accounts with a monthly maintenance fee are our Advantage Checking Account and MyBenefits Checking Account.
How much of an opening deposit do I need to open an account?
- Most of our checking accounts only require a $25 initial deposit to open an account.
How do I open an account?
- You can open your Robins Financial Credit Union checking account online or by making an appointment at any of our branch locations.
What information is required to open an account?
- Whether you are opening an account online or at a branch, you will need to provide the following information:
- A valid driver’s license or other government-issued ID
- Social Security Number or Tax ID Number
- Your contact information to add to your account profile, including a residential address, phone number, and email address
- Click here to learn more about opening an account online.
Disclosures
*Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period and to avoid the Below Minimum Balance Fee.Click herefor current rate information. See the Rate & Fee Schedule for Below Minimum Balance Fee information
** Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISAⓇ as another convenient option. To receive this service, ask a representative when opening your account. See the for Overdraft Protection Fee information.
*** Must have qualifying checking account in good standing. ATM refund will be paid monthly at the end of the month.
MyBenefits Checking Disclosures:
Registration/activation required.
1 Eligibility: Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. If you wish to name a beneficiary for your accidental death and dismemberment insurance coverage, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy. As an eligible account holder, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please visit mybenefits.clubchecking.com or call 866-210-0361. Guide to Benefit and insurance documents are enclosed or can be found online at mybenefits.clubchecking.com. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3 Restrictions apply. See fuelrewards.com for complete Fuel Rewards® program details. See fuelrewards.com/gold for Gold Status details.
4 Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older.
-
Legacy Checking Account
Added Benefits!
Open an Account
Designed specifically for those 55 and older.
Advantage Checking Account
More Benefits!
Open an Account
No-strings attached checking account. Plus, this account actually pays you dividends when you maintain an average daily balance of $10,000 or more.*
MyBenefits Checking Account
More Benefits!
Open an Account
Benefits you can count on. MyBenefits Checking makes it easier to protect your finances, save on everyday purchases, and get more out of life.
Must be 18 and older.
-
Initial Deposit
$25
$10,000
$25
-
Minimum Balance
$0
$10,000
$0
-
Monthly Maintenance Fee
Yes
Yes
-
No NSF Fee
Yes
Yes
Yes
-
Overdraft Protection**
Yes
Yes
Yes
-
Digital Banking
Yes
Yes
Yes
-
Online Bill Pay
Yes
Yes
Yes
-
-
e-Alerts
Yes
Yes
Yes
-
Free Contactless VisaⓇ Debit Card
Yes
Yes
Yes
-
Up to a $10 a month refund of Non-Robins Financial ATM fees***
Yes
Yes
Yes
-
Other Benefits:
- Descriptive monthly statements
- Free Checks****
- Free Stop Payments
- Early posting of direct deposits
- Access to your account at shared service centers across the country
- Nationwide ATM network including over 55,000 surcharge free ATMs. Find one near you with our Locator search tool.
- No NSF Fees
- Turn your card on/off and more with theRobins Financial Cards App
- Unlimited check writing, withdrawals and transfers
- No per-check charges
- No NSF Fees
- Unlimited check writing, debit, credit, and deposit transactions
- Turn your card on/off and more with theRobins Financial Cards App
- IDProtect® 24-hour identity theft monitoring and resolution service1
- Accidental Death & Dismemberment Insurance2
- Cell Phone Protection2
- Debit Advantage®
- Roadside Assistance Service2
- Shopping Rewards™
- Fuel Rewards®3
- Travel and Leisure Discounts
- Health Discount Savings
- Telehealth4
You can open a Robins Financial Credit Union checking account onlineor by making an appointment at any of our branch locations.
You can view our Funds Availability Policy Disclosure here.
Checking Account FAQs
Is there a monthly fee?
- Most of our Robins Financial Credit Union checking accounts offer no monthly fees! Our Classic Checking Account, MyStash Checking Account for ages 12-15, MyMoney MyWay Checking Account for ages 16-26, and Legacy Checking Account for ages 55+ are completely fee-free. Our only checking accounts with a monthly maintenance fee are our Advantage Checking Account and MyBenefits Checking Account.
How much of an opening deposit do I need to open an account?
- Most of our checking accounts only require a $25 initial deposit to open an account.
How do I open an account?
- You can open your Robins Financial Credit Union checking account online or by making an appointment at any of our branch locations.
What information is required to open an account?
- Whether you are opening an account online or at a branch, you will need to provide the following information:
- A valid driver’s license or other government-issued ID
- Social Security Number or Tax ID Number
- Your contact information to add to your account profile, including a residential address, phone number, and email address
- Click here to learn more about opening an account online.
Disclosures
* Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period and to avoid the Below Minimum Balance Fee.Click herefor current rate information. See the Rate & Fee Schedule for Below Minimum Balance Fee information.
** Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISA® as another convenient option. To receive this service, ask a representative when opening your account. See the for Overdraft Protection Fee information.
*** Must have qualifying checking account in good standing. ATM refund will be paid monthly at the end of the month.
**** Safety checks only.
MyBenefits Checking Disclosures:
Registration/activation required.
1 Eligibility: Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. If you wish to name a beneficiary for your accidental death and dismemberment insurance coverage, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy. As an eligible account holder, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please visit mybenefits.clubchecking.com or call 866-210-0361. Guide to Benefit and insurance documents are enclosed or can be found online at mybenefits.clubchecking.com. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3 Restrictions apply. See fuelrewards.com for complete Fuel Rewards® program details. See fuelrewards.com/gold for Gold Status details.
4 Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older.
-
MyMoney MyWayⓇ Account
Open an Account
MyMoney MyWay® accounts help young adults ages 16 to 26 establish good financial habits early.
Classic Checking Account
Flexible and Great Value
Open an Account
Excellent value regardless of your balance or how many checks you write.
-
Initial Deposit
$25
$25
-
Minimum Balance
$0
$0
-
Monthly Maintenance Fee
-
No NSF Fee
Yes
Yes
-
Overdraft Protection*
Yes
Yes
-
Digital Banking
Yes
Yes
-
Online Bill Pay
Yes
Yes
-
e-Statements
Yes
Yes
-
e-Alerts
Yes
Yes
-
Free Contactless VisaⓇ Debit Card
Yes
Yes
-
Up to a $10 a month refund of Non-Robins Financial ATM fees**
Yes
Yes
-
Other benefits
- Free 1st box of checks
- Free Account Opening Gift
- Ability for parents to transfer online from their account to a MyMoney MyWay® Account
- Access to your account at shared service centers across the country. To look up a location or ATM near you, use our locator search tool.
- Check out our Good Grades Rewards Program, available to high school and college students.
- No NSF Fees
- Turn your card on/off and more with theRobins Financial Cards App
- Unlimited check writing, debit, credit and deposit transactions
- Descriptive monthly statements
- No NSF Fees
You can open a Robins Financial Credit Union checking account onlineor by making an appointment at any of our branch locations.
You can view our Funds Availability Policy Disclosure here.
Checking Account FAQs
Is there a monthly fee?
- Most of our Robins Financial Credit Union checking accounts offer no monthly fees! Our Classic Checking Account, MyStash Checking Account for ages 12-15, MyMoney MyWay Checking Account for ages 16-26, and Legacy Checking Account for ages 55+ are completely fee-free. Our only checking accounts with a monthly maintenance fee are our Advantage Checking Account and MyBenefits Checking Account.
How much of an opening deposit do I need to open an account?
- Most of our checking accounts only require a $25 initial deposit to open an account.
How do I open an account?
- You can open your Robins Financial Credit Union checking account online or by making an appointment at any of our branch locations.
What information is required to open an account?
- Whether you are opening an account online or at a branch, you will need to provide the following information:
- A valid driver’s license or other government-issued ID
- Social Security Number or Tax ID Number
- Your contact information to add to your account profile, including a residential address, phone number, and email address
- Click here to learn more about opening an account online.
Disclosures
*Overdraft Protection- Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISA®as another convenient option. To receive this service, ask a representative when opening your account. See thefor Overdraft Protection Fee information.
** Must have qualifying checking account in good standing. ATM refund will be paid monthly at the end of the month.
-
My$ta$h Account
First Checking Account
A special account designed for teens ages 12 to 15 and a great way to start teens on the path to financial independence.*
-
Initial Deposit
$25
-
Minimum Balance
$0
-
Monthly Maintenance Fee
$0
-
Free Contactless VisaⓇ Debit Card With Daily Transaction Limits
Yes
-
Digital Banking
Yes
-
Online Bill Pay
Yes
-
e-Statements
Yes
-
e-Alerts
Yes
-
Other Benefits
- Financial Guidance & Education to learn good financial habits.
- Turn your card on/off and more with theRobins Financial Cards App
You can open a Robins Financial Credit Union checking account onlineor by making an appointment at any of our branch locations.
You can view our Funds Availability Policy Disclosure here.
Checking Account FAQs
Is there a monthly fee?
- Most of our Robins Financial Credit Union checking accounts offer no monthly fees! Our Classic Checking Account, MyStash Checking Account for ages 12-15, MyMoney MyWay Checking Account for ages 16-26, and Legacy Checking Account for ages 55+ are completely fee-free. Our only checking accounts with a monthly maintenance fee are our Advantage Checking Account and MyBenefits Checking Account.
How much of an opening deposit do I need to open an account?
- Most of our checking accounts only require a $25 initial deposit to open an account.
How do I open an account?
- You can open your Robins Financial Credit Union checking account online or by making an appointment at any of our branch locations.
What information is required to open an account?
- Whether you are opening an account online or at a branch, you will need to provide the following information:
- A valid driver’s license or other government-issued ID
- Social Security Number or Tax ID Number
- Your contact information to add to your account profile, including a residential address, phone number, and email address
- Click here to learn more about opening an account online.
